Retail Credit Risk & Credit Scoring

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Overview

Aims and Objectives

The programme begins with an introduction to the notion of risk and risk management, in life, in banking and then in consumer lending. This leads onto to credit scoring, the most common set of techniques for managing and controlling consumer credit risk.

There is a discussion around how scorecards are developed to provide the delegates with a deep appreciation of the various issues, but not to the extent that they will be expected to be able to build scorecards themselves.

The agenda then moves on to consider a range of issues that impact on how we implement and use credit scoring  in a consumer lending environment and also how we ensure it is successful in its management of risk. 

 

Programme Objectives: 

  • A basic understanding of risk and its management and control, and especially of the risks involved in banking
  • A solid appreciation of retail credit risk and credit scoring as it is used within a modern lending organisation
  • Knowledge of the scorecard development process and how to manage scorecards in operation
  • Perspectives on a range of practical issues that arise in consumer lending

The programme begins with an introduction to the notion of risk and risk management, in life, in banking and then in consumer lending. This leads onto to credit scoring, the most common set of techniques for managing and controlling consumer credit risk.

There is a discussion around how scorecards are developed to provide the delegates with a deep appreciation of the various issues, but not to the extent that they will be expected to be able to build scorecards themselves.

The agenda then moves on to consider a range of issues that impact on how we implement and use credit scoring  in a consumer lending environment and also how we ensure it is successful in its management of risk.

Methodology

The course will be delivered through a combination of:

  • Formal lectures
  • Discussions, where delegates are expected to contribute their thoughts
  • Individual exercises
  • Group exercises, in some of which each group will need to report their conclusions to the other groups
  • Case studies
Inhouse

We can bring this course to your company's office.

If you simply want to run this course at a location convenient to you or if you want a completely customised learning solution, we can help.

We produce learning solutions that are completely unique to your business. Our tailored learning solutions are designed specifically for your organisation’s needs.

We’ll be here to support you every step of the way. From the initial consultancy through to evaluating the success of the full learning experience. We'll ensure you get the maximum return on your training investment.

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Why us


We have a combined experience of over 60 years providing learning solutions to the world’s major organisations and are privileged to have contributed to their success. We view our clients as partners and focus on understanding the needs of each organisation we work with to tailor learning solutions to specific requirements.

We are proud of our record of customer satisfaction. Here is why you should choose us to help you achieve your goals and accelerate your career:

  • Quality – our clients consistently rate our performance ‘excellent’ or ‘outstanding’. Our average overall score awarded to us by our clients is nine out of ten.
  • Track record – we have delivered training solutions for 95% of worlds’ top 100 banks and have trained over 250,000 professionals.
  • Knowledge – our 150 strong team of industry specialist trainers are world leading financial leaders and commentators, ensuring our knowledge base is second to none.
  • Reliability – if we promise it, we deliver it. We have delivered over 20,000 events both in person and online, using simultaneous translation to delegates from over 180 countries.
  • Recognition – we are accredited by the British Accreditation Council and the CPD Certification Service. In an independent review by Feefo we scored 96% on service and 95% on product