Advanced Corporate Credit

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Overview

A 4-day course with extensive case study and practical work covering:

  • The credit process
  • Corporate credit rating and key ratios
  • Assessing country risk
  • Assessing industry risk
  • Assessing borrower specific risk
  • Assessing accounting risk, the potential for manipulation of financial statements, and the key analytical adjustments mitigating these risks
  • Establishing the borrower's debt capacity
  • Forecasting and sensitivity analysis
  • Spotting early warning signs
  • Development of remedial action plans
  • Integrated operational and financial restructurings
  • Balancing risk and reward

Who Should Attend

  • Commercial and Corporate Executives
  • Banking Managers
  • Credit Risk Analysts
  • Credit Risk Managers
  • Finance Directors wishing to understand how banks approach the credit process
  • Advisory firms wishing to update their knowledge on the credit process

Course Background

It Since 2007, the global banking sector has experienced unprecedented levels of stress. From historic lows in mid-2007, corporate default rates have hit record highs and would have been even higher but for the large number of “covenant-lite” facilities which became too prevalent at the peak of the credit bubble. Many such facilities are only now beginning to mature, meaning that further stress is likely. With the banking itself facing credit and liquidity constraints, exacerbated by the mooted “Basel III”, the imperatives for bankers are: (i) to be able to identify creditworthy corporates; (ii) to structure risk appropriately (with relevant financial covenants set with appropriate levels of “headroom”); (iii) to obtain sufficient support in terms of collateral, and (iv) to price credits according to their risk. This programme has been designed to guide bankers through this difficult process and to give practical advice on what to do if problems occur.

Taught by Adrian Grant, a leading trainer with Euromoney.

Course Methodology

The course is built around a series of lectures followed by group discussions on the topics covered in each lecture. Numerous real life case studies are used to illustrate key points and delegates will be expected to work in small groups analysing many real examples. All sessions are interactive with the course director inviting questions and ideas from the delegates. He is able to apply his wide experience in responding to such questions in a way that expands the boundaries of the course so as to reinforce the core concepts.


 

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Why us


We have a combined experience of over 60 years providing learning solutions to the world’s major organisations and are privileged to have contributed to their success. We view our clients as partners and focus on understanding the needs of each organisation we work with to tailor learning solutions to specific requirements.

We are proud of our record of customer satisfaction. Here is why you should choose us to help you achieve your goals and accelerate your career:

  • Quality – our clients consistently rate our performance ‘excellent’ or ‘outstanding’. Our average overall score awarded to us by our clients is nine out of ten.
  • Track record – we have delivered training solutions for 95% of worlds’ top 100 banks and have trained over 250,000 professionals.
  • Knowledge – our 150 strong team of industry specialist trainers are world leading financial leaders and commentators, ensuring our knowledge base is second to none.
  • Reliability – if we promise it, we deliver it. We have delivered over 20,000 events both in person and online, using simultaneous translation to delegates from over 180 countries.
  • Recognition – we are accredited by the British Accreditation Council and the CPD Certification Service. In an independent review by Feefo we scored 96% on service and 95% on product